Mortgages with therates you actually qualify for.
Link your bank in seconds. Compare rates from 12 Canadian lenders. Submit your application without leaving the workspace. We don't charge fees — lenders pay us when you close.
Live affordability · sample
$1,184,200
5-year fixed @ 4.79% · 25-yr amortisation · 20% down
- Estimated monthly payment
- $5,612
- Down payment
- $236,840
- Land transfer tax (ON + Toronto)
- $36,420
- Stress-test rate used
- 6.79%
Pick your product.
Three steps,one approval letter.
We do the boring math. You sign one application, lenders compete, and you get an approval letter you can show your realtor.
- 1
Link your bank
30 seconds via Stripe Financial Connections. Read-only — never your password.
- 2
We score your affordability
Fed stress test, debt servicing, and credit pull (with consent) drive the number.
- 3
Lenders compete · pick the offer
12 Canadian lenders quote against your file. You see all-in cost, not just rate.
Lenders
Canadian banks + monolines + credit unions
Best 5-yr fixed
Insured · 25-yr amortisation · today
Pre-approval
Median turnaround for complete files
Mortgage questions, demystified.
- EstatePulse is not a licensed mortgage broker or lender. We connect you with FSRA-licensed broker partners and lenders in Ontario. The rate comparison shown is illustrative until a licensed agent confirms it.
FSRA disclaimer
EstatePulse is not licensed by the Financial Services Regulatory Authority of Ontario (FSRA) as a mortgage broker, mortgage agent, or mortgage administrator. Mortgage products are arranged through licensed broker partners. Rates shown are illustrative estimates and are subject to qualification, lender approval, and applicable terms. Before signing any mortgage commitment, consult a FSRA-licensed mortgage agent.
Run a real affordability check in 3 minutes.
No credit pull. No commitment. Just an honest number based on your actual finances.